The Family Glitch of the Affordable Care Act

PM Questions to Ask Betty

At Ask Betty!, we know that health insurance can be confusing and hard to navigate on your own. That‘s why we‘re here to answer your questions and give you the confidence and peace of mind you need to make an informed decision.

This week‘s episode of Ask Betty! features our special guest, Felicia_Owens, who had an important question that sheds light on an unfortunate problem across America, known as The Family Glitch.

Q from YOU to Ninja HQ

“My spouse only works part-time and it’s too expensive to put him on my employer plan! Can he get reduced pricing on the ACA Marketplace?”

The Issue of the Family Glitch

Whether you are looking for health plans for yourself, your family, or your employees, Ask Betty! has the answers you need. We can help you understand the intricacies of the health insurance market and explain the different types of policies and coverage options available.

Although the ACA Marketplace is designed to help those in need of health insurance get coverage at lower rates, the IRS prevents individuals from using tax credits on health coverage if either spouse works for an employer who offers coverage.

In the case of Felicia_Owens and her husband, this WILL be a challenge, much like for many, many American families. 

Overcoming the Family Glitch

NINJA BETTY provides an interesting answer to the question, which is that the Internal Revenue Service (IRS) does not allow anyone in the family to use tax credits on health coverage if either spouse works for an employer who offers insurance.

This means that the health coverage options available for Felicia_Owens‘ spouse are limited outside of what her employer can offer.

Family Glitch Effecting Family Coverage

Finding Respite from Legal Hurdles of the Family Glitch

However, there are still options available for Felicia_Owens‘ spouse. Her best bet is to get a full health coverage cost comparison report from the Health Insurance Ninjas to REALLY dig into affordable options for her husband.

This report will provide her with a comprehensive comparison of all the available options, costs, and other important information to consider when making a decision about health coverage.

Conquering the Family Glitch

Finally, it is important to remember that there is no one–size–fits–all solution for health coverage. Everyone’s individual and/or family situation is unique and what works for one may not work for another. Taking the time to understand all the available options and to understand the different costs associated with them will help ensure you make the best decision for your individual or family needs.

Obviously, health coverage is not something to be taken lightly. It is important to have the right coverage for you and your family to ensure that you are protected from the various costs associated with healthcare. This is why it is essential to have resources such as “Ask Betty!” available to help answer any questions people may have about health coverage.

So, thank you for joining us for this week‘s episode of “Ask Betty!” We hope this episode has provided you with some valuable advice and information about health coverage that will help you make the best decisions for you and your family.

💵 Don‘t forget to send us a Facebook PM of your health insurance question and if your question is used in an episode of “Ask Betty!”, we’ll email you a $25 Amazon gift certificate.

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