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Employer Overcharging for Family?
Most hospitals provide excellent insurance benefits at very little cost – for the Nurse. Now, for the nurse’s family, that’s another story!
WHY?
The reason this happens is that the way the law is currently written, any Employer who offers insurance MUST pay a minimum of 50% of the cost of the EMPLOYEE'S coverage.
Insurance Ninjas to the Rescue!
A common solution to this problem is to split the family’s coverage.
Don’t leave free money on the table! Keep the nurse on the hospital’s coverage & let them pay for ...
There's a NINJA for that!
the vast majority of the nurse’s coverage BUT move the rest of the family to a much more affordable option.
And new laws enacted in 2023 now give employees and their families the ability to have their employer’s health insurance deemed “unaffordable” providing the employee with recourse & additional options for more affordable coverage.