Dental Insurance & Orthodontics: Everything You Need to Know

PM Questions to Ask Betty

 It’s never too early to start thinking about dental insurance, especially when it comes to Orthodontics!

Q from YOU to Ninja HQ

I’ve just learned that in 2 years, my daughter will likely need braces. How long can I put off getting dental insurance?

Michelle's Orthodontics Question

Welcome to this week’s episode of “Ask Betty!” where Ninja Betty answers all your health insurance questions.

We’re thrilled to have Michelle here, and thank her for submitting such a great dental question! Check your inbox because we’ve sent you a $25 Amazon gift card as a token of our appreciation.

Dental Insurance Can Cover Much of the Cost of Orthdontics

Now, let’s address Michelle’s concern about her daughter’s need for Orthodontics in two years. Dental expenses can be quite costly, especially when it comes to orthodontics. For coverage that includes braces, you’ll need a traditional dental plan similar to what employers offer. It’s important to note that discount dental plans do not cover orthodontics.

Dental Insurance and Orthodontics

Factors for Orthodontics with Dental Insurance

Here’s the catch – all traditional dental plans come with a 12-month waiting period for braces. Additionally, we should aim for coverage that includes at least 70% of the cost. If you already have a specific orthodontist in mind, we’ll need to determine which carriers they are contracted with to ensure compatibility.

With Orthodontics You Have to Plan Early

Ideally, it would be best to have coverage in place at least ONE year before your daughter needs the treatment. However, sometimes orthodontic needs emerge sooner than expected!

Send In Your Dental Insurance and Other Questions Today!

Based on this information, it sounds like scheduling a consultation to discuss your dental options would be a good idea. We’re here to help every step of the way. Thank you for reaching out with your question and don’t forget – if you send us another health insurance question and it’s featured in an episode of “Ask Betty!”, we’ll send you another $25 Amazon gift card!


Ask Betty!

Get your bi-weekly dose of “Ask Betty!” series. This is an activity that YOU can participate in, and if YOUR question is used in an Episode, we’ll email you a $25 Amazon gift card! Good luck.

PM your insurance question to Ninja Betty via our Facebook Business page (here).

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