2 year DOT Physicals: Exclusive Health Coverage Just For You
- July 20, 2023
- Ask Betty!
If your DOT physicals are every 24 months rather than every year, you may be eligible for very exclusive and limited plans that are not otherwise available to the general public.
Hi RogersRig72, thanks for asking a great question! This week, let’s take a look at the special benefits available to CDL drivers with regard to their health insurance plans.
Q from YOU to Ninja HQ
“Does my CDL get me access to any special health insurance plans?”
DOT Physicals the Key to Exclusive Insurance options
One of the benefits of having a DOT physical is that it ensures you meet federal health and safety regulations, ensuring you stay safe on the road. It also ensures that you are able to work safely and can remain free of fatigue, a major hazard for CDL drivers.
Are Your DOT Physicals Every 24 Months?
Additionally, it is likely you may qualify for very exclusive health insurance plans if you are on a 24-month requirement for your CDL license. These plans are not only Nationwide PPOs from major providers, but they also come with some of the best available benefits in the US.
DOT Physicals Can Allow you Access to Exclusive Nationwide Plans
Some of the advantages of these plans is that they are perfectly made for those with CDLs.
They are better tailored to the specific needs of drivers who are often away from their homes, for extended periods of time, with Nationwide coverage. Some of the biggest benefits are coverage while away from home, wider coverage networks (particularly in terms of specialists), and prescription medication coverage.
Need Life or Disability Insurance? Whip out that DOT Physical
Furthermore, you have access to exclusive life and disability insurance as well as unique discounts and savings benefits. These include discounts for expenses such as travel, hotels, car rentals, and more.
Find Out Everything Your DOT Physicals Get You Access To
Overall, it is important for CDL drivers to understand that having a DOT physical does not automatically guarantee them a health insurance plan. There is a wide range of plans available, and drivers must research their options thoroughly so they can ensure they find the best possible plan for themselves.
Knowing about the exclusive health insurance plans offered to those with valid DOT physicals can help ensure that drivers maximize the potential benefits that come with a CDL.
So let your foot off the gas for just a minute & have a full-service insurance team with the skills of a Ninja collect all YOUR options, ESPECIALLY for the exclusive ones.
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