Late Health Insurance Payments: What You Need to Know

PM Questions to Ask Betty

Late health insurance payments? Welcome to this week’s episode of “Ask Betty!” where Ninja Betty answers all your health insurance questions. We have a great question from TX-LPN_Mariah who will receive a $25 Amazon gift card. Thanks for submitting! 

Q from YOU to Ninja HQ

What happens if I’m late with my health insurance payment?

Late Health Insurance Payments & Grace Periods

So, what happens if you’re late with your health insurance payment? Well, don’t worry too much because all policies offer a grace period of 1-3 months to bring your payments up to date.

Marketplace Tax Credits More Lenient With Late Health Insurance Payments

Typically, most policies allow for only 1 month, but if you use subsidies on the Marketplace, you may be granted up to 3 months

Late Health Insurance Payments with Ask Betty

Coverage Is NOT In Effect Until Payments Are Current

It’s important to note that if you become sick or injured during this grace period and your payments are not brought up to date, your medical expenses will not be covered.

Late Health Insurance Payments Can Be Rectified

But no need to panic! You’ve got this under control now. Making timely payments should be your priority going forward. We believe in you!

Remember, if you have any more health insurance questions, feel free to PM us today! And who knows? Your question might just make it into an exciting episode of “Ask Betty!” Plus, we’ll happily send you another $25 Amazon Gift Card as our way of saying thank you for contributing. Keep those questions coming!


Ask Betty!

Get your bi-weekly dose of “Ask Betty!” series. This is an activity that YOU can participate in, and if YOUR question is used in an Episode, we’ll email you a $25 Amazon gift card! Good luck.

PM your insurance question to Ninja Betty via our Facebook Business page (here).

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