Long-term care (LTC) policies are crucial for individuals who wish to protect themselves and their loved ones from the financial burden of long-term care expenses. These policies typically cover care for set durations, such as 2, 3, 5, or 10 years, with rare options for lifetime coverage. Understanding the nuances of LTC policies and the different coverage options available is essential for making informed decisions about your long-term care needs. Read on to learn more about the intricacies of LTC policies and how they can benefit you and your family.